1. Acceptance of Terms

By accessing or using the AynaPay platform, website, and related services (collectively, "Services"), you agree to comply with and be bound by these Terms of Use ("Terms") and our Privacy Policy. If you do not agree, please do not use our Services.

2. Description of Services

AynaPay provides a payment gateway platform that enables users to process payments through secure and convenient means. Our Services may include software, tools, and resources to facilitate transactions between users and merchants.

3. User Responsibilities

As a user of AynaPay, you agree to:

• Provide accurate and complete information during account registration and update it as necessary.
• Maintain the confidentiality of your account information, including your password.
• Use the Services solely for lawful purposes and in compliance with all applicable laws and regulations.
• Refrain from engaging in any activity that could harm, disrupt, or negatively affect the functionality of our Services.

4. Account Registration

To use certain features of AynaPay, you may need to register an account by providing your contact and payment information. You agree to provide truthful information and understand that failure to do so may lead to account suspension or termination.

5. Privacy Policy

Our Privacy Policy describes how we collect, use, and share your personal information. By using our Services, you acknowledge that you have read and understand our Privacy Policy.

6. Prohibited Activities

You agree not to:

• Engage in fraudulent, illegal, or unauthorized transactions.
• Attempt to access or use another user’s account without permission.
• Introduce malware, viruses, or other malicious code into the platform.
• Use the Services to process payments for prohibited items as defined by AynaPay's policies.

7. Intellectual Property

AynaPay owns all rights to the content, design, trademarks, and other intellectual property associated with the Services. You agree not to copy, distribute, or create derivative works from any part of the Services without express permission.

8. Limitation of Liability

To the fullest extent permitted by law, AynaPay and its affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of the Services, including but not limited to lost profits, data loss, or business interruption.

9. Termination

AynaPay reserves the right to suspend or terminate your account and access to our Services at any time, with or without cause, including if you violate these Terms or engage in prohibited activities.

10. Changes to Terms

AynaPay may update these Terms from time to time. We will notify you of any significant changes by posting the revised Terms on our website and updating the "Last Updated" date above. Continued use of our Services constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. You agree to submit to the exclusive jurisdiction of the courts located in [Your Jurisdiction].

12. Contact Information

If you have any questions about these Terms or wish to report a violation, please contact us at: